Premium Insurance is a dynamic and reliable insurer, dedicated to delivering swift, bespoke solutions for individuals, businesses, and partners. With innovation at our core, we craft insurance plans that meet today’s demands and anticipate tomorrow’s needs — keeping you protected every step of the way.

Insurance isn’t just about mitigating risks — it’s about providing peace of mind, stability, and confidence. That’s why we’ve embraced cutting-edge technology, assembled a highly skilled team, and streamlined our processes with a bold, strategic vision. From day one, we’re here to redefine the industry and stand by our policyholders when it matters most.

We prioritise lasting partnerships, taking the time to listen, understand, and forge strong relationships. With unwavering commitment and a deep sense of responsibility, we ensure peace of mind at every stage of our policyholders’ lives.

We provide a diverse range of tailored insurance solutions designed to safeguard individuals, families and businesses — ensuring security, stability, and well-being. Our flexible coverage options offer varying levels of protection, allowing policyholders to enjoy peace of mind and continuity in every situation. Built on trust, close client relationships, and a responsive approach, we are committed to meeting the evolving needs of a constantly changing world.

Our commitment goes beyond insurance – we provide clarity, support, and responsibility, ensuring your confidence and peace of mind.

We are driven by commitment:

• As a trusted partner, always by your side;
• Bringing tailored solutions that truly meet your needs;
• Assuring transparency, speed, and empathy when it matters most; 
• With Continuous innovation to protect what you value most.

For us, insurance is more than a service – it’s a steadfast commitment to safeguarding our clients’ peace of mind and well-being.

Shared Value at Premium Insurance, we believe that true growth is achieved by creating lasting value – not just for our company, but for our clients, partners, and society.

Guided by the principle of Shared Value, we provide insurance solutions that inspire trust, enhance financial inclusion, and foster stability while driving meaningful social impact. By integrating business efficiency with a deep human commitment, we ensure that every service we deliver contributes to our policyholders' well-being and supports the sustainable development of the Mozambican market.

We Grow with Those We Protect. We Thrive with Those We Trust. We Build Together – With Shared Value!

• Promote responsible practices – We operate with ethics, transparency and good governance, integrating environmental, social and management criteria into our business model.
• Contribute to inclusion and stability – We develop accessible solutions that favor financial inclusion, protection, stability and the strengthening of the Mozambican economy.
• Innovating with purpose – We invest in technologies and processes that make insurance more efficient, with less environmental impact and greater value for clients.
• Partnership with regional reinsurance leaders – We guarantee an agile response, technical capacity and efficient risk management, ensuring our clients' peace of mind and protection.