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Insurance Solutions for Corporate

"Empowering your enterprise with protection that adapts to your industry."

Construction All Risk & Erection All Risk (CAR/EAR) Insurance

Specialist policies designed to cover construction and installation projects against loss or damage during execution.
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  • Material damage at the site (fire, flood, theft, accidental damage)
  • Tools, machinery, and equipment used for the project
  • Collapse or design defects (excluding workmanship)
  • Third-party liability during construction
  • Contractor’s negligence or faulty workmanship
  • Fines, penalties, or project delays
  • Natural wear and tear
  • War, strikes, or nuclear risks

Corporate Motor Insurance

Provides cover for commercial fleets or company-owned vehicles used for business purposes.
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  • Damage or loss to business vehicles
  • Third-party injuries or damage
  • Fire, theft, hijacking
  • Optional covers for passenger liability, roadside assistance
  • Unauthorized or unlicensed drivers
  • Non-disclosed private use of company vehicles
  • Wear and tear or mechanical breakdown

Corporate Health Insurance

A group policy that offers employees access to medical services and private healthcare, enhancing workplace wellness and productivity.
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  • General and specialist medical consultations
  • In-hospital treatments and surgeries
  • Chronic disease care and emergency care
  • Maternity and wellness programs (optional)
  • Undisclosed pre-existing conditions
  • Cosmetic or non-essential procedures
  • Services outside the network (unless approved)

Group Personal Accident Insurance

Covers employees or group members for accidental injury, death, or disability, whether during work or leisure.
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  • Death and permanent disability due to accidents
  • Medical and rehabilitation costs
  • Temporary total disability income
  • Funeral assistance
  • Illness or disease not caused by accidents
  • High-risk activities unless declared
  • Criminal or reckless behavior

Workman’s Compensation Insurance

A compulsory policy that ensures employees are compensated for injuries or illness sustained while performing their job.
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  • Medical treatment for work-related injuries
  • Loss of income while recovering
  • Disability or death benefits to employees or families
  • Legal expenses related to claims
  • Injuries due to gross misconduct or intoxication
  • Non-work-related illness or injury
  • Contractors not classified as employees

Assets All Risk Insurance

A business insurance policy that protects physical assets against a wide range of perils — beyond just fire and theft.
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  • Loss or damage due to fire, storm, theft, or accidents
  • Office furniture, machinery, equipment, stock
  • Optional business interruption cover
  • Normal depreciation and wear
  • Unoccupied premises
  • Fraud or employee dishonesty
  • Data corruption

Marine Insurance

Covers cargo, goods, and vessels during transportation by sea, land, or air. Ideal for importers, exporters, and freight companies.
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  • Loss or damage in transit
  • Theft, fire, and shipping incidents
  • Port storage (temporary)
  • Freight and shipping costs (optional)
  • Poor or improper packaging
  • Delay in delivery or customs issues
  • Piracy and war (unless extended)

Cyber Liability Insurance

A modern policy that protects businesses against losses from cyberattacks, data breaches, and digital threats.
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  • Hacking and unauthorized access
  • Legal and regulatory penalties
  • PR and crisis management
  • Data recovery and ransom demands
  • Employee negligence or insider fraud
  • Poor IT infrastructure or outdated software
  • Fines from deliberate non-compliance

Liability Insurance

Covers your business if it becomes legally liable to pay damages for injury or property damage caused to a third party.
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  • Public liability (injuries or property damage)
  • Product liability (faulty goods or services)
  • Legal defense and settlement costs
  • Intentional acts or fraud
  • Professional negligence (requires E&O cover)
  • Contractual liabilities not disclosed in policy

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