Welcome to Premium Insurance

Protection that goes beyond the ordinary.

Whether you’re safeguarding your family, your assets, your health, or your business — Premium Insurance offers tailored insurance solutions designed to meet your evolving needs.

Premium Insurance Solutions

Homeowner’s Insurance

This policy protects the physical structure of your residential home against a wide range of unexpected events that could cause loss or damage.

Householders’ Insurance

This policy covers the contents inside your home — from personal belongings to electronics — against loss, theft, or damage.

Motor Insurance

A policy that provides financial protection for private vehicles against damage, theft, and third-party liabilities resulting from road incidents.

Personal Accident Insurance

This policy provides compensation if you suffer bodily injury, disability, or death as a result of an accident.

Travel Insurance

A short-term policy for travelers that provides protection against medical emergencies, trip delays, and losses while abroad.

Health Insurance

A private medical insurance policy that gives individuals access to quality healthcare services, both locally and internationally.

Construction All Risk & Erection All Risk (CAR/EAR) Insurance

Specialist policies designed to cover construction and installation projects against loss or damage during execution.

Corporate Motor Insurance

Provides cover for commercial fleets or company-owned vehicles used for business purposes.

Corporate Health Insurance

A group policy that offers employees access to medical services and private healthcare, enhancing workplace wellness and productivity.

Group Personal Accident Insurance

Covers employees or group members for accidental injury, death, or disability, whether during work or leisure.

Workman’s Compensation Insurance

A compulsory policy that ensures employees are compensated for injuries or illness sustained while performing their job.

Assets All Risk Insurance

A business insurance policy that protects physical assets against a wide range of perils — beyond just fire and theft.

Marine Insurance

Covers cargo, goods, and vessels during transportation by sea, land, or air. Ideal for importers, exporters, and freight companies.

Cyber Liability Insurance

A modern policy that protects businesses against losses from cyberattacks, data breaches, and digital threats.

Liability Insurance

Covers your business if it becomes legally liable to pay damages for injury or property damage caused to a third party.

Ready to Protect What Matters Most?

Let’s build a future that’s secure, resilient, and full of possibility.

Premium Insurance Company, SA
Companhia de Seguros regulada pelo Instituto de Supervisão de Seguros de Moçambique (ISSM)
Número de Registo: 105017691
NUIT: 401712240